www.hcaa.org 

The Self-Insurance Institute of America, Inc. (SIIA) releases white paper: Self-Insured Group Health Plans, Stop-Loss Insurance & Adverse Selection.

This white paper was published to respond to state and federal policy-makers on how the self-insurance marketplace really operates.  Over the past year, federal regulators from the IRS, HHS and DOL have expressed concerns that smaller employers rely on stop-loss insurance with “low” attachment points to self-insure in order to escape various state and federal regulatory requirements. The criticism continues that these represent “sham” self-insured plans and that a growing number of such plans will contribute to adverse selection in the group health insurance marketplace.    SIIA’s Chief Operating Officer, Mike Ferguson, states that “With this new publication we look forward to correcting the public record so that policy-makers can properly evaluate legislative/regulatory proposals related to self-insured group health plans.”  SIIA is a national trade association that represents the business interests of companies involved in the self-insurance/alternative risk transfer marketplace.

Click here to access the full text of the white paper.

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This entry was posted by cmonfils on Thursday, October 13th, 2011 at 7:13 pm and is filed under DOL, Stop Loss. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.