Texas
Texas House Bill 4095 seeks to limit group health and accident plan subrogation rights. Specifically:
(1) subordinate an insurer’s subrogation rights to its insured’s right to recovery;
(2) mandate an insurer share in the legal expenses to the same extent the insurer shared in the insured’s recovery;
(3) deny an insurer’s right to recover against its insured’s first party recovery;
(4) require all injured individuals be “made whole” before any subrogation recovery.
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