Phia Group Russo & Minchoff

Insurers Charging Companies More If Workers Have Unhealthy Lifestyles

A Towers Watson survey found that the percentage of employer-sponsored policies that impose lifestyle-related financial penalities have doubled in the last two years.

The New York Times: The Smokers’ Surcharge
More and more employers are demanding that workers who smoke, are overweight or have high cholesterol shoulder a greater share of their health care costs, a shift toward penalizing employees with unhealthy lifestyles rather than rewarding good habits. … In addition, another survey released on Wednesday by Mercer, which advises companies, showed that about a third of employers with 500 or more workers were trying to coax them into wellness programs by offering financial incentives, like discounts on their insurance (Abelson, 11/16).


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