Under the Patient Protection and Affordable Care Act (ACA) passed by Congress, most Americans will be required to be covered by health insurance or pay a penalty—the so-called individual mandate. The legality of this feature is being debated in the courts. 

These Urban Institute authors estimate the effects of the ACA and the individual mandate, as well as various levels of exchange participation, using a model that simulates decisions of individuals and businesses in response to policy changes. Exchange enrollment is viewed as necessary to reduce adverse selection, or the likelihood of only the sickest choosing to be insured. 

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This entry was posted by cmonfils on Tuesday, January 24th, 2012 at 8:55 am and is filed under Health Care Legislation, Health Insurance, PPACA. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.