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	<title>Passion for Subro &#187; Welfare Benefit Plans</title>
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	<link>http://www.passionforsubro.com</link>
	<description>The personal subrogation blog of Attorney Adam V. Russo.</description>
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		<title>Health Rule May Create Admin Burden</title>
		<link>http://www.passionforsubro.com/welfare-benefit-plans/health-rule-may-create-admin-burden/</link>
		<comments>http://www.passionforsubro.com/welfare-benefit-plans/health-rule-may-create-admin-burden/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 13:05:49 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4360</guid>
		<description><![CDATA[By Joanne Wojcik of Business Insurance Magazine, www.businessinsurance.com A health care reform rule that caps how much insurers can spend on administrative costs is likely to cause headaches for employers that offer fully insured health plans to their workers. Self-funded plans also may be peripherally affected if insurers decide to cut back on services that [...]]]></description>
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		<title>Health Care: Spend More, Save More</title>
		<link>http://www.passionforsubro.com/news/health-care-spend-more-save-more/</link>
		<comments>http://www.passionforsubro.com/news/health-care-spend-more-save-more/#comments</comments>
		<pubDate>Thu, 02 Dec 2010 00:25:11 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4301</guid>
		<description><![CDATA[Companies that eliminate co-payments report better medication adherence – and lower health-care costs. By Kimberly Blanton, www.CFO.com   To control health-care costs, more companies are resorting to a strategy that doesn&#8217;t seem to make sense: They are spending more. Employers are rejecting unpopular benefit cuts and instead eliminating co-payments on prescription drugs to encourage employees [...]]]></description>
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		<title>Federal Court Chastises Stop Loss Carrier Over Efforts to Achieve Piecemeal Adjudication of Multiple Claims</title>
		<link>http://www.passionforsubro.com/stop-loss/federal-court-chastises-stop-loss-carrier-over-efforts-to-achieve-piecemeal-adjudication-of-multiple-claims/</link>
		<comments>http://www.passionforsubro.com/stop-loss/federal-court-chastises-stop-loss-carrier-over-efforts-to-achieve-piecemeal-adjudication-of-multiple-claims/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 12:45:28 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Ohio]]></category>
		<category><![CDATA[Stop Loss]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4273</guid>
		<description><![CDATA[MyHealthGuide, www.myhealthguide.com Federal Court Chastises Stop Loss Carrier Over Efforts to Achieve Piecemeal Adjudication of Multiple Claims MyHealthGuide Source: Tom Croft, Esq., King &#38; Croft LLP, 11/10/2010 www.StopLossLaw.com Case: Bekaert Corp. v. Standard Security Life Insurance Company of New York, Inc., No.5:09 CV 2903, in the United States District Court for the Northern District of [...]]]></description>
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		<title>TPA Forecast &amp; Industry Trends for 2011 by SPBA President Fred Hunt</title>
		<link>http://www.passionforsubro.com/news/tpa-forecast-industry-trends-for-2011-by-spba-president-fred-hunt/</link>
		<comments>http://www.passionforsubro.com/news/tpa-forecast-industry-trends-for-2011-by-spba-president-fred-hunt/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 12:39:54 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4268</guid>
		<description><![CDATA[MyHealthGuide, www.myhealthguide.com MyHealthGuide Source: Fred Hunt, President, Society of Professional Benefit Administrators (SPBA), 11/10/2010, www.SPBATPA.org Preface by Mr. Hunt: For 30 years, I have been providing these very candid insights &#38; prognosis. They are provided to all SPBA members as well as available for the outside world to read. To my own surprise, the accuracy [...]]]></description>
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		<title>More Employers May Turn to Self-Insurance in Wake of Healthcare Reform</title>
		<link>http://www.passionforsubro.com/welfare-benefit-plans/more-employers-may-turn-to-self-insurance-in-wake-of-healthcare-reform/</link>
		<comments>http://www.passionforsubro.com/welfare-benefit-plans/more-employers-may-turn-to-self-insurance-in-wake-of-healthcare-reform/#comments</comments>
		<pubDate>Mon, 01 Nov 2010 22:56:55 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4227</guid>
		<description><![CDATA[MyHealthGuide, www.myhealthguide.com MyHealthGuide Source: Matthew Brodsky, Senior Editor/Web Editor, Risk &#38; Insurance® Article Employers weigh the difficulties of grandfathering their employee-health plans under new federal guidelines versus the opportunities of self-insurance. The self-funded marketplace could win. After fearing and lobbying against federal health reform, the industry that caters to self-funding employers might actually experience new, [...]]]></description>
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		<title>&#8216;Fiduciary&#8217; Definition Proposed by EBSA for Employee Benefit Plans</title>
		<link>http://www.passionforsubro.com/erisa/fiduciary-definition-proposed-by-ebsa-for-employee-benefit-plans/</link>
		<comments>http://www.passionforsubro.com/erisa/fiduciary-definition-proposed-by-ebsa-for-employee-benefit-plans/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 13:44:01 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[ERISA]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[Fiduciary Liability]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4131</guid>
		<description><![CDATA[MyHealthGuide, www.myhealthguide.com Washington &#8212; The U.S. Department of Labor&#8217;s Employee Benefits Security Administration today announced a proposed rule to update the definition of &#8220;fiduciary&#8221; to more broadly define the term as a person who provides investment advice to plans for a fee or other compensation. The department&#8217;s proposed rule would amend a 1975 regulation that [...]]]></description>
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		<title>Senator Opens Probe of McDonald’s Mini-Med Plans</title>
		<link>http://www.passionforsubro.com/news/senator-opens-probe-of-mcdonald%e2%80%99s-mini-med-plans/</link>
		<comments>http://www.passionforsubro.com/news/senator-opens-probe-of-mcdonald%e2%80%99s-mini-med-plans/#comments</comments>
		<pubDate>Wed, 06 Oct 2010 20:26:17 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=4046</guid>
		<description><![CDATA[By Rebecca Moore of PlanSponsor, www.plansponsor.com October 1, 2010 (PLANSPONSOR.com) &#8211; Senator Jay Rockefeller (D-West Virginia) has opened a probe into the limited benefit “mini-med” plans that McDonald&#8217;s Corp. offers to employees. Bloomberg reports that Rockefeller asked Scott Beacham, CEO of BCS Financial Corp., whether the company&#8217;s health offerings amount to a good deal for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How The Boss Deals With Health Law Could Affect Your Paycheck</title>
		<link>http://www.passionforsubro.com/welfare-benefit-plans/how-the-boss-deals-with-health-law-could-affect-your-paycheck/</link>
		<comments>http://www.passionforsubro.com/welfare-benefit-plans/how-the-boss-deals-with-health-law-could-affect-your-paycheck/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 20:40:38 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=3987</guid>
		<description><![CDATA[By Michelle Andrews of National Public Radio, www.npr.org With health insurance costs climbing and open enrollment season almost upon us, you might expect that the boss will do everything to wriggle out of new requirements coming down with the federal health overhaul. But that may not be the case. And in a way you might [...]]]></description>
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		<title>Employers Test Health Care Effectiveness</title>
		<link>http://www.passionforsubro.com/claims-review/employers-test-health-care-effectiveness/</link>
		<comments>http://www.passionforsubro.com/claims-review/employers-test-health-care-effectiveness/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 19:08:19 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Claims Review]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=3946</guid>
		<description><![CDATA[By Joanne Wojcik of Business Insurance Magazine, www.businessinsurance.com DALLAS—A pilot project that launched this week will help nine employer members of the Dallas-Fort Worth Business Group on Health more effectively tailor their benefits to better address worker health and productivity while also lowering overall health care costs. The Texas Health Strategy Project is one of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Cost-shifting Rises in Poor Economy</title>
		<link>http://www.passionforsubro.com/welfare-benefit-plans/cost-shifting-rises-in-poor-economy/</link>
		<comments>http://www.passionforsubro.com/welfare-benefit-plans/cost-shifting-rises-in-poor-economy/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 18:59:51 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Welfare Benefit Plans]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=3941</guid>
		<description><![CDATA[By Joanne Wojcik of Business Insurance Magazine, www.businessinsurance.com Health care reform not expected to halt years-long trend Average annual premiums for employer-sponsored health insurance grew just 3% this year for family coverage, but employees&#8217; share of those costs surged 14%, according to a survey released last week. The 12th annual Kaiser Family Foundation/Health Research &#38; [...]]]></description>
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