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	<title>Passion for Subro &#187; State Law</title>
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	<link>http://www.passionforsubro.com</link>
	<description>The personal subrogation blog of Attorney Adam V. Russo.</description>
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		<title>Cost-controlled health coverage gaining ground</title>
		<link>http://www.passionforsubro.com/state-law/massachusetts/cost-controlled-health-coverage-gaining-ground/</link>
		<comments>http://www.passionforsubro.com/state-law/massachusetts/cost-controlled-health-coverage-gaining-ground/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 14:58:48 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Massachusetts]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8708</guid>
		<description><![CDATA[In just three years, a new way of paying for medical care has spread rapidly across Massachusetts, and now more than 1.2 million people are covered by plans that put providers on a budget in an effort to restrain health spending.  http://articles.boston.com/2012-01-30/metro/30676307_1_providers-health-insurance-premiums-employer-sponsored-health-plans]]></description>
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		<slash:comments>0</slash:comments>
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		<title>ERISA Preemption of Michigan Pail Claims Assessment ACT</title>
		<link>http://www.passionforsubro.com/erisa/erisa-preemption-of-michigan-pail-claims-assessment-act/</link>
		<comments>http://www.passionforsubro.com/erisa/erisa-preemption-of-michigan-pail-claims-assessment-act/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 12:57:22 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[ERISA]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Preemption]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8696</guid>
		<description><![CDATA[We previously posted regarding Michigan’s Paid Claims Assessment Act (the “Act”) which assesses carriers a 1% surcharge on paid health claims. The Act defines carriers to include group health plan sponsors, along with insurance companies and also assesses third party administrators. Thus, it is likely that group health plan sponsors will end up either paying [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Wellness Program Approved for Oregon State Employees</title>
		<link>http://www.passionforsubro.com/state-law/oregon/wellness-program-approved-for-oregon-state-employees/</link>
		<comments>http://www.passionforsubro.com/state-law/oregon/wellness-program-approved-for-oregon-state-employees/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 12:54:05 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Oregon]]></category>
		<category><![CDATA[Wellness]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8688</guid>
		<description><![CDATA[January 24, 2012 (PLANSPONSOR.com) – Oregon’s Public Employees’ Benefit Board (PEBB) voted to give $155,000 to the Oregon Public Health Division to help fund its Wellness@Work program. http://www.plansponsor.com/Wellness_Program_Approved_for_Oregon_State_Employees.aspx]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Health plans launch own exchanges ahead of public versions</title>
		<link>http://www.passionforsubro.com/state-law/minnesota/health-plans-launch-own-exchanges-ahead-of-public-versions/</link>
		<comments>http://www.passionforsubro.com/state-law/minnesota/health-plans-launch-own-exchanges-ahead-of-public-versions/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 00:42:06 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Minnesota]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8666</guid>
		<description><![CDATA[St. Paul, Minn. — Commercial health insurers are scrambling for position as a key part of the federal health law threatens to upend their marketplace in two years. Health plans are trying to lock in business before government-sponsored health insurance exchanges go online in 2014. Several large insurers are launching private insurance exchanges to protect [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mobile County Commission considers employee healthcare clinic to reduce costs</title>
		<link>http://www.passionforsubro.com/state-law/alabama/mobile-county-commission-considers-employee-healthcare-clinic-to-reduce-costs/</link>
		<comments>http://www.passionforsubro.com/state-law/alabama/mobile-county-commission-considers-employee-healthcare-clinic-to-reduce-costs/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 00:35:07 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Alabama]]></category>
		<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8658</guid>
		<description><![CDATA[MOBILE, Alabama &#8212; The Mobile County Commission is considering creating its own clinic for employees in order to reduce its healthcare costs. All employees, retirees and their adult dependents would have access to the clinic for primary care visits at no cost. http://blog.al.com/live/2012/01/mobile_county_commission_facin.html]]></description>
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		<slash:comments>0</slash:comments>
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		<title>&#8216;Tiered&#8217; Insurance Confounds Consumers, Docs In Mass.</title>
		<link>http://www.passionforsubro.com/state-law/massachusetts/tiered-insurance-confounds-consumers-docs-in-mass/</link>
		<comments>http://www.passionforsubro.com/state-law/massachusetts/tiered-insurance-confounds-consumers-docs-in-mass/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 00:32:04 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Massachusetts]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8655</guid>
		<description><![CDATA[BOSTON — Sarah Bechta, a wife, mother and physician from Northborough, Mass. sat down at her kitchen table with a folder full of brochures, pages from insurance websites and a hand-drawn spreadsheet to try to find out if a new &#8220;tiered&#8221; health plan would be the cheapest option for her family.  http://www.kaiserhealthnews.org/Stories/2012/January/17/Mass-Tiered-Insurance.aspx?utm_source=instop&#38;utm_medium=email&#38;utm_campaign=012012]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Health Reform, Health Insurance, and Selection: Estimating Selection into Health Insurance Using the Massachusetts Health Reform</title>
		<link>http://www.passionforsubro.com/state-law/massachusetts/health-reform-health-insurance-and-selection-estimating-selection-into-health-insurance-using-the-massachusetts-health-reform/</link>
		<comments>http://www.passionforsubro.com/state-law/massachusetts/health-reform-health-insurance-and-selection-estimating-selection-into-health-insurance-using-the-massachusetts-health-reform/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 19:21:17 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Massachusetts]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8635</guid>
		<description><![CDATA[We implement an empirical test for selection into health insurance using changes in coverage induced by the introduction of mandated health insurance in Massachusetts. Our test examines changes in the cost of the newly insured relative to those who were insured prior to the reform. We find that counties with larger increases in insurance coverage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Vermont Moving Forward With Its Own Flavor Of Health Reform</title>
		<link>http://www.passionforsubro.com/state-law/vermont/vermont-moving-forward-with-its-own-flavor-of-health-reform/</link>
		<comments>http://www.passionforsubro.com/state-law/vermont/vermont-moving-forward-with-its-own-flavor-of-health-reform/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 19:19:13 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[Vermont]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8631</guid>
		<description><![CDATA[Vermont lawmakers are taking steps to move the state toward a publicly-financed insurance program and craft a state health exchange, which is required by the 2010 federal health law and which state officials hope to use as the groundwork for their eventual move to a unique single-payer system.  http://capsules.kaiserhealthnews.org/index.php/2012/01/vermont-moving-forward-on-its-own-flavor-of-health-reform/]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kan. gov. has no plans to slow Medicaid overhaul</title>
		<link>http://www.passionforsubro.com/state-law/kansas/kan-gov-has-no-plans-to-slow-medicaid-overhaul/</link>
		<comments>http://www.passionforsubro.com/state-law/kansas/kan-gov-has-no-plans-to-slow-medicaid-overhaul/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 18:53:05 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Medicaid]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8619</guid>
		<description><![CDATA[TOPEKA, Kan. (AP) &#8211; Republican Gov. Sam Brownback won&#8217;t delay an overhaul of Medicaid in Kansas, officials said Thursday, despite bipartisan concern among legislators that his administration is moving too quickly to turn the entire program over to private health insurance companies. http://money.msn.com/business-news/article.aspx?feed=AP&#38;date=20120126&#38;id=14731495]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small Employer Health Benefit Plan Proposed Rules</title>
		<link>http://www.passionforsubro.com/state-law/texas/small-employer-health-benefit-plan-proposed-rules/</link>
		<comments>http://www.passionforsubro.com/state-law/texas/small-employer-health-benefit-plan-proposed-rules/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 16:27:10 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8587</guid>
		<description><![CDATA[The department has proposed a rule implementing Senate Bill 80, enacted by the 81st Legislature, Regular Session, allowing carries to offer a small employer health benefit plan with 100 percent employer contribution.  A copy of this proposed rule may be accessed at:  http://www.tdi.texas.gov/rules/2012/documents/26.8.pdf]]></description>
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