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	<title>Passion for Subro &#187; California</title>
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	<link>http://www.passionforsubro.com</link>
	<description>The personal subrogation blog of Attorney Adam V. Russo.</description>
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		<title>The Public Option Did Not Die</title>
		<link>http://www.passionforsubro.com/state-law/california/the-public-option-did-not-die/</link>
		<comments>http://www.passionforsubro.com/state-law/california/the-public-option-did-not-die/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 12:57:38 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8547</guid>
		<description><![CDATA[In a cavernous room just east of San Francisco, an army of phone operators fields calls from their customers. A large computer screen blinks the number of people on hold: two, and the average wait time: one minute, 12 seconds.  These phone operators working in a non-descript office park in Alameda are employed by a [...]]]></description>
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		<title>Inconsistencies and Errors Not Major Enough to Violate Claims Procedure Rules or Overturn Denial</title>
		<link>http://www.passionforsubro.com/claims-procedures/inconsistencies-and-errors-not-major-enough-to-violate-claims-procedure-rules-or-overturn-denial/</link>
		<comments>http://www.passionforsubro.com/claims-procedures/inconsistencies-and-errors-not-major-enough-to-violate-claims-procedure-rules-or-overturn-denial/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 22:21:25 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Claims Procedures]]></category>
		<category><![CDATA[Plan Language]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8434</guid>
		<description><![CDATA[MyHealthGuide Source: Todd Leeuwenburgh, Editor, Employer Health Benefits, Thompson Publishing Group, 1/12/2012, www.Thompson.com Case: Pacific Shores Hosp. v. United Behavioral Health, 2011 WL 6402435 (C.D. Calif., Dec. 19, 2011) A benefit administrator&#8217;s adverse benefit determination was imperfect but sufficient to comply with claims procedure rules, the U.S. District Court for the Central California district concluded [...]]]></description>
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		<title>Survey shows California healthcare costs rising, benefits shrinking</title>
		<link>http://www.passionforsubro.com/state-law/california/survey-shows-california-healthcare-costs-rising-benefits-shrinking/</link>
		<comments>http://www.passionforsubro.com/state-law/california/survey-shows-california-healthcare-costs-rising-benefits-shrinking/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 15:57:44 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8409</guid>
		<description><![CDATA[Reporting from Sacramento— Fewer California companies offered their workers health insurance last year, and the ones that did charged employees more for their coverage. That&#8217;s among the findings of an annual California Employer Health Benefits Survey released Wednesday by the California HealthCare Foundation, a research and grant-making nonprofit organization. http://www.latimes.com/health/healthcare/la-fi-california-health-care-costs-20120105,0,3760812.story]]></description>
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		<title>Recent State Law Changes May Impact Your Health and Welfare Program</title>
		<link>http://www.passionforsubro.com/state-law/california/recent-state-law-changes-may-impact-your-health-and-welfare-program/</link>
		<comments>http://www.passionforsubro.com/state-law/california/recent-state-law-changes-may-impact-your-health-and-welfare-program/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 00:58:40 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Connecticut]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Illinois]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[Rhode Island]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[Wisconsin]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8355</guid>
		<description><![CDATA[As a general rule, state insurance laws apply to employer-sponsored insured group health plans but not self-insured group health plans. The Employee Retirement Income Security Act of 1974, as amended (ERISA) generally exempts group health plans sponsored by private sector employers from state insurance laws. However, because insurers must comply with state insurance laws, a [...]]]></description>
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		<title>States to Get U.S. Bonuses for Covering Uninsured Children</title>
		<link>http://www.passionforsubro.com/state-law/alabama/states-to-get-u-s-bonuses-for-covering-uninsured-children/</link>
		<comments>http://www.passionforsubro.com/state-law/alabama/states-to-get-u-s-bonuses-for-covering-uninsured-children/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 03:32:58 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Alabama]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[CHIP]]></category>
		<category><![CDATA[Idaho]]></category>
		<category><![CDATA[Illinois]]></category>
		<category><![CDATA[Iowa]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Louisiana]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[New Mexico]]></category>
		<category><![CDATA[Ohio]]></category>
		<category><![CDATA[Oregon]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[Wisconsin]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8333</guid>
		<description><![CDATA[CHIP –AL, AK, CA, ID, IL, OA, KS, LA, MI, NJ, NM, OH, OR, WA, WI Dec. 28 (Bloomberg) &#8212; Twenty-three states will share $296.5 million in U.S. payments for encouraging low-income families to enroll their children in public health programs. Bonuses announced today reward states that streamline eligibility for Medicaid, the federal-state health program [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Value-buying Still Possible for Firms Despite Transparency Problems</title>
		<link>http://www.passionforsubro.com/state-law/california/value-buying-still-possible-for-firms-despite-transparency-problems/</link>
		<comments>http://www.passionforsubro.com/state-law/california/value-buying-still-possible-for-firms-despite-transparency-problems/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 01:41:07 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[CMS]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Massachusetts]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[New Hampshire]]></category>
		<category><![CDATA[Transparency]]></category>
		<category><![CDATA[Wisconsin]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8293</guid>
		<description><![CDATA[Employer’s Guide to Self-Insuring Health Benefits   December 2011 &#124; Vol. 19, No.3  The lack of cost transparency stands in the way of health cost control because it makes plan members unable to see prices before services are actually rendered, and harms their ability to budget health spending. Problems include: (1) multiple providers; (2) multiple network-provider [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>San Francisco&#8217;s new rules on health reimbursement arrangements</title>
		<link>http://www.passionforsubro.com/state-law/california/san-franciscos-new-rules-on-health-reimbursement-arrangements/</link>
		<comments>http://www.passionforsubro.com/state-law/california/san-franciscos-new-rules-on-health-reimbursement-arrangements/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 02:38:20 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Reimbursement]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8213</guid>
		<description><![CDATA[San Francisco Mayor Edwin Lee in November signed legislation that imposes new rules on the use of health reimbursement arrangements to satisfy the city’s health care spending law. Among other things, employees will have more time to use their account balances and have a new right to tap account balances after they terminate employment, while [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Employers Must Comply with Changes to San Francisco Health Care Mandate Beginning January 1, 2012</title>
		<link>http://www.passionforsubro.com/state-law/california/employers-must-comply-with-changes-to-san-francisco-health-care-mandate-beginning-january-1-2012/</link>
		<comments>http://www.passionforsubro.com/state-law/california/employers-must-comply-with-changes-to-san-francisco-health-care-mandate-beginning-january-1-2012/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 14:15:48 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Health Care Legislation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8066</guid>
		<description><![CDATA[San Francisco’s Health Care Security Ordinance has been amended to require more of certain employers with workers in the City and County of San Francisco.  The amendments will take effect January 1, 2012. The Ordinance requires many employers to spend a specified minimum amount toward certain health care expenses for their employees working in the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State Health Care Reform Update</title>
		<link>http://www.passionforsubro.com/state-law/california/state-health-care-reform-update-23/</link>
		<comments>http://www.passionforsubro.com/state-law/california/state-health-care-reform-update-23/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 14:15:02 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Louisiana]]></category>
		<category><![CDATA[Minnesota]]></category>
		<category><![CDATA[New York]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8064</guid>
		<description><![CDATA[from Spencer’s Benefits Reports: For the last few years, states have been leading the way toward more comprehensive health care coverage to ensure that more people have or can obtain health insurance. With the passage of federal health care reform, states will have increasing responsibilities in regard to employer-provided health insurance benefits. Spencer’s Benefits Reports [...]]]></description>
		<wfw:commentRss>http://www.passionforsubro.com/state-law/california/state-health-care-reform-update-23/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Sutter Sued Over Theft of Computer With Patient Data</title>
		<link>http://www.passionforsubro.com/hipaa/sutter-sued-over-theft-of-computer-with-patient-data/</link>
		<comments>http://www.passionforsubro.com/hipaa/sutter-sued-over-theft-of-computer-with-patient-data/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 18:21:28 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[HIPAA]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=7977</guid>
		<description><![CDATA[A class-action lawsuit was filed against Sutter Health in connection with the theft of a desk top computer that held personally identifiable data of nearly 4.3 million patients (see related story). The suit asks a California court to require Sutter to encrypt its data at rest and seeks $1,000 a person in damages for each [...]]]></description>
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