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	<title>Passion for Subro &#187; News</title>
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	<link>http://www.passionforsubro.com</link>
	<description>The personal subrogation blog of Attorney Adam V. Russo.</description>
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		<title>A statement by U.S. Department of Health and Human Services Secretary Kathleen Sebelius</title>
		<link>http://www.passionforsubro.com/news/a-statement-by-u-s-department-of-health-and-human-services-secretary-kathleen-sebelius/</link>
		<comments>http://www.passionforsubro.com/news/a-statement-by-u-s-department-of-health-and-human-services-secretary-kathleen-sebelius/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 18:41:57 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[HHS]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8604</guid>
		<description><![CDATA[In August 2011, the Department of Health and Human Services issued an interim final rule that will require most health insurance plans to cover preventive services for women including recommended contraceptive services without charging a co-pay, co-insurance or a deductible.  The rule allows certain non-profit religious employers that offer insurance to their employees the choice [...]]]></description>
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		<title>Adam&#8217;s Letter to the Wall Street Journal</title>
		<link>http://www.passionforsubro.com/news/adams-letter-to-the-wall-street-journal/</link>
		<comments>http://www.passionforsubro.com/news/adams-letter-to-the-wall-street-journal/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 16:22:56 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8602</guid>
		<description><![CDATA[On January 7, 2012, Leslie Scism wrote an article for the Wall-Street Journal, titled &#8220;When Insurance Fails: Cheaper Policies Bought in the Workplace Can Have Drawbacks.&#8221;  As an attorney as well as a regular reader of the Wall-Street Journal, I was shocked to see such misinformation.    At the outset, the author mentions premium increases [...]]]></description>
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		<title>Gender Reassignment Surgery Officially Dubbed A Deductible Medical Expense</title>
		<link>http://www.passionforsubro.com/news/gender-reassignment-surgery-officially-dubbed-a-deductible-medical-expense/</link>
		<comments>http://www.passionforsubro.com/news/gender-reassignment-surgery-officially-dubbed-a-deductible-medical-expense/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 15:24:49 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8480</guid>
		<description><![CDATA[Employer’s Guide to Self-Insuring Health Benefits    January 2012 &#124; Vol. 19, No. 4 Expenses incurred for gender reassignment surgery and hormone therapy are now deductible medical expenses under Code Section 213.  The IRS announced in Action on Decision (AOD) 2011-03 that it has acquiesced to a 2010 Tax Court ruling that these expenses are deductible. [...]]]></description>
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		<title>Should Doctors Be &#8216;Parsimonious&#8217; About Health Care?</title>
		<link>http://www.passionforsubro.com/news/should-doctors-be-parsimonious-about-health-care/</link>
		<comments>http://www.passionforsubro.com/news/should-doctors-be-parsimonious-about-health-care/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 13:11:25 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8390</guid>
		<description><![CDATA[A major medical group issued ethical guidelines on Monday that take the provocative position of urging doctors to consider cost-effectiveness when deciding how to treat their patients. The American College of Physicians, the second-largest U.S. doctors&#8217; group after the American Medical Association, included the recommendation in the latest version of its ethics manual, which provides [...]]]></description>
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		<title>GAO Releases New Report on Risk Retention Groups</title>
		<link>http://www.passionforsubro.com/news/gao-releases-new-report-on-risk-retention-groups/</link>
		<comments>http://www.passionforsubro.com/news/gao-releases-new-report-on-risk-retention-groups/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 13:06:05 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8386</guid>
		<description><![CDATA[www.siia.org January 10, 2012 &#8211; The United States Government Accountability Office (GAO) today released a new report on risk retention groups (RRGs) entitled Clarifications Could Facilitate States&#8217; Implementation of the Liability Risk Retention Act. Congress requested that this report be prepared in order to better determine whether the Liability Risk Retention Act (LRRA) should be [...]]]></description>
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		<title>Top 12 Healthcare Buzzwords for 2012</title>
		<link>http://www.passionforsubro.com/news/top-12-healthcare-buzzwords-for-2012/</link>
		<comments>http://www.passionforsubro.com/news/top-12-healthcare-buzzwords-for-2012/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 00:51:40 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8351</guid>
		<description><![CDATA[This year&#8217;s crop of healthcare buzzwords and catchphrases includes a handful of terms that are really oxymorons. By oxymoron, of course, we mean one of the words or phrases in the expression contradicts the rest. But if you think about it, that&#8217;s the very theme of health reform today. http://www.healthleadersmedia.com/page-1/QUA-274645/Top-12-Healthcare-Buzzwords-for-2012##]]></description>
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		<title>Texas Supreme Court Requests that Baylor Health Care System in Response to SIIA&#8217;s Amicus Brief Petition in Case of GPA Holding, Inc. v. Baylor Health Care System</title>
		<link>http://www.passionforsubro.com/news/8316/</link>
		<comments>http://www.passionforsubro.com/news/8316/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 03:11:28 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[Third Party Administrators]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8316</guid>
		<description><![CDATA[www.myhealthguide.com MyHealthGuide Source: The Phia Group, 12/31/2011 Editor&#8217;s Note: Last week (and again below), this Newsletter reported that The Self-Insurance Institute of American (SIIA) filed an Amicus Brief on behalf of GPA Holding, Inc. in the case, GPA Holding, Inc. v. Baylor Health Care System.  The Texas Supreme Court has now responded. The Texas Supreme [...]]]></description>
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		<title>Swiss Re backs management buyout of Irish health insurer</title>
		<link>http://www.passionforsubro.com/news/8216/</link>
		<comments>http://www.passionforsubro.com/news/8216/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 02:41:51 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8216</guid>
		<description><![CDATA[DUBLIN (Reuters)—Ireland&#8217;s Quinn Healthcare has been sold to management in a deal that will see its 500,000 policies underwritten by reinsurer Swiss Re Ltd. Quinn Healthcare, Ireland&#8217;s second-largest health insurer after state-owned VHI, was under the control of the state-owned Irish Bank Resolution Corporation following the collapse of the business empire of its former owner, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Primer &amp; Update on these special tax Advantaged, closely held small business insurance companies</title>
		<link>http://www.passionforsubro.com/news/primer-update-on-these-special-tax-advantaged-closely-held-small-business-insurance-companies/</link>
		<comments>http://www.passionforsubro.com/news/primer-update-on-these-special-tax-advantaged-closely-held-small-business-insurance-companies/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 14:07:24 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8092</guid>
		<description><![CDATA[Self-Insurer   December 2011         Issue and Volume 38 831 (b) Captives Lead    New Captive Formations By Tom Cifelli, Managing Director, Captive Experts 831 (b) captives are known as small insurance companies under the US internal revenue code. This special U.S. tax on operating income and taxes only investment income. 831 (b) captives account for a high percentage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Special Communication</title>
		<link>http://www.passionforsubro.com/erisa/special-communication/</link>
		<comments>http://www.passionforsubro.com/erisa/special-communication/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 13:14:30 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[ERISA]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Self-Funding]]></category>
		<category><![CDATA[Third Party Administrators]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8078</guid>
		<description><![CDATA[www.siia.org December 15, 2011 &#8211; The Self-Insurance Institute of America, Inc. (SIIA) today filed an &#8220;initial&#8221; amicus brief with the Texas State Supreme Court in the case of GPA Holdings, Inc. v. Baylor Health Care Systems. This initial brief supports GPA&#8217;s request that the Supreme Court consider arguments to reverse an adverse judgment issued by [...]]]></description>
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