Phia Group Russo & Minchoff

Feeling Pinched – Hospitals, Docs Anxious As ‘Provider Payment Cuts Are Pretty Easy To Do’

cmonfils | August 15, 2011

www.modernhealthcare.com        By Rich Daly    August 8, 2011

The newly enacted debt-ceiling deal may have saved the nation from a financial crisis, but it also managed to paint a target on the backs of healthcare providers. And the potential size and scope of the cuts they could face has providers scrambling for a response.  (more…)

Government Study Shows Self-Funded Health Plans Are Less Expensive

cmonfils | August 8, 2011

www.myhealthguide.com 

MyHealthGuide Source: 

•        Employee Benefit Management Services, Inc. (EBMS) 2011 Health & Business Symposium, 7/28/2011, www.EBMS.com

•        Adam Russo, Esq., The Phia Group, LLC, 7/28/2011, www.phiagroup.com

•        RAND Corporation, Study sponsored by the U.S. Department of Labor, RAND Study: Employer Self-Insurance Decisions and the Implications of the Patient Protection and Affordable Care Act as Modified by the Health Care and Education Reconciliation Act of 2010 (ACA) 

“Health care reform is making self-funding an increasingly attractive way to insure employee health,” says Adam V. Russo, Esq., Co-Founder & CEO, The Phia Group, LLC, “…and the government sponsored the study that proves it!” (more…)

The Future Of Healthcare: Physicians

cmonfils | August 7, 2011

www.modernhealthcare.com    By Dr. Leonard Morse    July 25, 2011 

Who will lead the way? All parties—especially physicians—must work to solve cost, quality issues 

The cost of healthcare is stifling. It is crippling the budgets of individuals, families, businesses, communities and state and federal governments. It is, and should be, the concern of every person in our society. The attitude, ‘I’ve got health insurance, let somebody else pay for it’, is careless and undermining.” (more…)

Womens’ Preventative Care Proposition Rule

cmonfils | August 5, 2011

CMS-9992-IFC2

Womens’ Preventative Care Proposition Rule (more…)

Employers Must Provide Preventive Health Care Services To Women: Rules

cmonfils | August 5, 2011

Jerry Geisel

WASHINGTON—Group health care plans would have to provide full coverage—with neither copayments nor deductibles—for a wide range of women’s preventive services under rules issued Monday. (more…)

Claims Appeal and Review Obligations Lessened to Relief of Plans, Insurers

cmonfils | August 4, 2011

Claims Appeal and Review Obligations Lessened to Relief of Plans, Insurers
July, 2011
Thompson Publishing Group

Plans and insurers will have an easier time complying with health reform’s internal appeals and external review rules, under rules the U.S. Departments of Labor, Treasury and Health and Human Services issued June 24.

The changes, such as dropping the requirement for plans to display diagnosis and treatment codes on initial and final notifications of adverse determinations, should ease burdens for employer-sponsored plans. Another change lengthened the time allowed to review urgent care claims from “no more than 24 hours” to “as soon as possible but no more than 72 hours.” (more…)

National Health Spending Projections Through 2020: Economic Recovery And Reform Drive Faster Spending Growth

cmonfils | August 2, 2011

www.myhealthguide.com
MyHealthGuide Source: Health Affairs, 7/28/2011, HA Abstract and HA Full Text

National health spending is expected to grow 5.8% per year for the period 2010 through 2020, 1.1 percentage points faster than the expected average annual rise in gross domestic product.

As a result, the health share of the gross domestic product is projected to increase from 17.6% in 2009 to 19.8% by 2020. (more…)

Healthcare Law Could Leave Families With High Insurance Costs

cmonfils | July 28, 2011

www.thehill.com     By Julian Pecquet – 07/21/11 

A major provision of the healthcare reform law designed to prevent businesses from dropping coverage for their workers could inadvertently leave families without access to subsidized health insurance. 

The problem is a huge headache for the Obama administration and congressional Democrats, because it could leave families unable to buy affordable health insurance when the healthcare law requires that everyone be insured starting in 2014.  (more…)

Mandate Mayhem

cmonfils | July 21, 2011

www.cfo.com    Jeff Mamorsky    July 19, 2011

Court challenges to the health-care reform law, especially its provision requiring everyone to buy health insurance, make for an uncertain future.

The Patient Protection and Affordable Care Act (the “Act”) — known as health-care reform or ObamaCare by many proponents and opponents, respectively — is being challenged in the courts. A major issue concerns the constitutionality of the federal mandate that all individuals maintain adequate health-insurance coverage or pay a penalty to the Internal Revenue Service. (more…)

Proposed Regs Provide Basic Frameworks For State And Small Business Exchanges Under Health Reform

cmonfils | July 21, 2011

www.healthcare-legislation.blogspot.com     July 15, 2011

Two new regulations proposed by the Department of Health and Human Services (HHS) set basic standards for health benefits exchanges established under the Patient Protection and Affordable Care Act. Basically, these rules do the following: (more…)

Health Care Reform: Summary of Amended Regulations on Claims and Appeal Procedures for Group Health Plans

cmonfils | July 21, 2011

www.dwt.com     By Dipa N. Sudra and Jeff Belfiglio     07.14.11

Health care reform requires nongrandfathered group health plans, both insured and self-insured, to change their internal claims procedures and external review procedures. Even as plans work to implement these rules, the Internal Revenue Service, the Department of Labor, and the Department of Health and Human Services have jointly released amended interim final regulations in response to comments on the interim final regulations issued last July (discussed in a previous advisory). The agencies also issued technical guidance1 and revised model notices.2 (more…)

Big Companies May Tap State Health Exchanges

cmonfils | July 20, 2011

www.businessinsurance.com     Jerry Geisel      July 18, 2011     

WASHINGTON—States have the authority to decide whether large employers can purchase coverage through new state health insurance exchanges starting in 2017, according to health care reform regulations issued last week. (more…)

Obama Administration Rolls Out Standards for Health Insurance Marketplaces

cmonfils | July 15, 2011

www.nytimes.com    July 11, 2011     Robert Pear 

WASHINGTON — In a big step to carry out the new health care law, the Obama administration unveiled standards on Monday for insurance marketplaces that will allow individuals, families and small businesses in every state to shop for insurance, compare prices and benefits and buy coverage. (more…)

Health and Human Services

cmonfils | July 15, 2011

www.kaiserhealthnews.com     Jul 11, 2011

Health and Human Services Secretary Kathleen Sebelius today announced the release of proposed regulations that will govern how states are to set up and run new marketplaces where individuals and small businesses can shop for health insurance. (more…)

Ruling On Reform Law Needs To Come Quickly

cmonfils | July 11, 2011

www.businessinsurance.com    July 4 & 11, 2011

IS THE HEALTH CARE reform law constitutional?

That’s the question courts have faced since Congress passed the Patient Protection and Affordable Care Act and President Barack Obama signed it into law last year.

In the highest-level court decision so far, the 6th U.S. Circuit Court of Appeals ruled last week that a key provision in the law is constitutional. The provision requires U.S. residents to enroll in a qualified health plan starting in 2014 or pay a fine. (more…)