Phia Group Russo & Minchoff

Nally v. Life Insurance Co. of North America

Adam V. Russo | July 9, 2010

In considering the administrative record in ERISA benefits cases, courts this year addressed both what must be included in the administrative record and the admissibility of its contents. In Nally v. Life Insurance Co. of North America, plaintiff argued her deceased husband’s employee benefit plan impermissibly relied on evidence such as police and expert reports [...]

“Clear Repudiation Rule” Applied In Determination That Benefits Claim Was Time-Barred

Adam V. Russo | May 12, 2010

Underpayment of a benefit constitutes a repudiation of full benefits and triggers the statute of limitations. Id. at 521. The record is clear that the plaintiff was well aware of the underpayment more than four years before filing suit, as evidenced by a number of letters between the defendant and Mr. Bryer’s then-counsel, culminating in [...]

Court Moves Forward Claim Employer Interfered with Health Benefits

Adam V. Russo | January 29, 2010

January 22, 2010 (PLANSPONSOR.com) – A federal court has refused to dismiss a claim by a Jersey Construction employee that he was fired for pursuing health benefits for his wife’s chemotherapy.
The U.S. District Court for the District of New Jersey said it found that Christian Pailleret stated sufficient facts to support a prima facie case [...]

Employer’s Hand-Delivery Process for Distributing SPDs Was Sufficient Under ERISA

Adam V. Russo | December 8, 2009

Davis v. AK Steel Corp., 2009 WL 3853608 (W.D. Pa. 2009)
The trial court in this case found that an employer’s SPD hand-delivery process satisfied DOL regulations, which require that the process be reasonably calculated to ensure that recipients receive SPDs and likely to result in full distribution. The employer had denied an employee’s claim for [...]

Plan Exclusion: Pitfalls To Avoid (TPA Series #1)

Adam V. Russo | September 18, 2009

by Roy Harmon, III, www.healthplanlaw.com
A typical plan will contain an exclusion for accidents or injuries resulting from intoxication, unlawful conduct and so forth. How the plan states the exclusion can vary quite a bit, and the distinctions can make a significant difference in outcomes.

Third Circuit Upholds the Right of Subrogation to Recover Heart & Lung Act Benefits

Adam V. Russo | May 27, 2009

by John P. McLaughlin and Alexandra Bak-Boychuk of Ballard Spahr Andrews & Ingersoll, LLP, www.ballardspahr.com
Cities and municipalities may recover benefits paid under the Pennsylvania Heart & Lung Act (HLA) through subrogation of an employee’s tort recovery. In City of Wilkes-Barre v. Robert P. Sheils, Jr., the U.S. Court of Appeals for the Third Circuit upheld [...]

Two Circuits Change Standard of Review Based on Glenn Decision

Adam V. Russo | May 20, 2009

Estate of Schwing v. Lilly Health Plan, 2009 WL 989114 (3rd Cir. 2009)
The circuit courts continue to address the U.S. Supreme Court’s Glenn decision on the standard of review applicable in ERISA benefits litigation. The more deferential standard applies if the plan document gives the plan decision maker “discretionary” authority to make benefit decisions. In [...]

Plan Denied Reimbursement Since Settlement Excluded Health Expenses

Adam V. Russo | May 13, 2009

Generally, well-drafted subrogation and reimbursement provisions allow a health plan to recover benefits paid for medical expenses even if a tort settlement is structured so as to not reimburse the injured party for medical expenses caused by the individual making the settlement. However there are exceptions to this rule if the plan’s subrogation and reimbursement [...]

Humana Health Plans, Inc. v. Patti Powell

Adam V. Russo | March 23, 2009

In the case of Humana Health Plans, Inc. v. Patti Powell, 07CV385 (W.D. Ky. Feb. 25, 2008), the Western District of Kentucky issued an important decision regarding ERISA preemption of Kentucky Stat. § 441.188. This Kentucky Statute at issue in the case limits a subrogated party’s rights where that party fails to intervene in the [...]

Temple University Children’s Medical v. Group Health, Inc., et al.

Adam V. Russo | February 9, 2009

Based on the high volumn of requests, click here to see the entire case.

Personal Injury Attorneys Not Liable To Plans for Disbursement of Recovered Funds

Adam V. Russo | October 6, 2008

When negotiations concerning a possible settlement of plaintiff’s subrogation claim failed, Ms. DeBoer demanded her share of the settlement, and the attorney defendants paid over to her the amounts they had recovered, less their counsel fees and expenses. In doing so, they carefully notified Ms. DeBoer of her obligation to repay the plaintiff’s subrogation claim, [...]

Landmark Class-Action Settlement Involves ERISA

Adam V. Russo | July 29, 2008

The United States District Court for the District of New Jersey, following a hearing on July 24, 2008, has approved a $250 million settlement in the matter of plan members versus Health Net, Inc. 

Equitable Relief

Adam V. Russo | July 18, 2007

In Cheryl Street v. Ingalls Memorial Hospital, (2007 U.S. Dist. Lexis 18643), the Northern District Court of Illinois held on March 15, 2007 that just as a Plan must identify funds prior to seeking equitable relief in Federal Court, so too must relief sought by participants be specifically identifiable. In one case, decided by the [...]