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	<title>Passion for Subro &#187; Coordination of Benefits</title>
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	<description>The personal subrogation blog of Attorney Adam V. Russo.</description>
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		<title>Coordinated Medical and Drug Benefits Linked to Employers Saving Health Care Expenses</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/coordinated-medical-and-drug-benefits-linked-to-employers-saving-health-care-expenses/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/coordinated-medical-and-drug-benefits-linked-to-employers-saving-health-care-expenses/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 18:56:44 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=8624</guid>
		<description><![CDATA[INDIANAPOLIS&#8211;(BUSINESS WIRE)&#8211;Medical and pharmacy benefits managed by WellPoint’s affiliated health plans are linked to lower medical costs of $8 to $16 per employee monthly compared to those without an integrated pharmacy program, according to an independently verified analysis of members in WellPoint’s health plans.  The analysis shows that the integration and coordination of medical and [...]]]></description>
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		<title>Reform Creates COB Problems Covering Adult Children</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/reform-creates-cob-problems-covering-adult-children/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/reform-creates-cob-problems-covering-adult-children/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 15:49:47 +0000</pubDate>
		<dc:creator>cmonfils</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Care Legislation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=5397</guid>
		<description><![CDATA[Thompson Publishing        January 2011               Volume. 19, No. 1 By Jack B. Helitzer, Esq. Until recently, group health plans usually covered dependent children only up to the child’s 19th birthday — or until the child’s 23rd birthday if the child was a full-time student in college or graduate school — unless the child married, entered military [...]]]></description>
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		<title>State Supreme Courts Rule on COB Between Insured-Group and No-Fault Auto Coverage</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/state-supreme-courts-rule-on-cob-between-insured-group-and-no-fault-auto-coverage/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/state-supreme-courts-rule-on-cob-between-insured-group-and-no-fault-auto-coverage/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 20:48:40 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[Montana]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=2120</guid>
		<description><![CDATA[The highest appellate courts of Maryland and Montana handed down decisions relating to the method by which insured group health plans and the personal insurance protection (PIP) benefits are to be coordinated. In both cases, a group plan refused to cover medical expenses for which PIP reimbursement is provided through auto liability policies. The courts [...]]]></description>
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		<title>State Courts Rule On Insured-Group And No-Fault Auto COB</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/state-courts-rule-on-insured-group-and-no-fault-auto-cob/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/state-courts-rule-on-insured-group-and-no-fault-auto-cob/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 20:32:55 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[Montana]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=2118</guid>
		<description><![CDATA[High courts of Maryland and Montana handed down contrasting decisions relating to coordination of insured group-health and personal insurance protection (PIP) benefits. in both cases, a group plan refused to cover medical expenses for which PIP reimbursement was provided through auto liability policies. In Maryland, a court gave precedence to a provision saying group plans [...]]]></description>
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		<title>More Coordination to Be Required Among Group and Non-group Coverages</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/more-coordination-to-be-required-among-group-and-non-group-coverages/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/more-coordination-to-be-required-among-group-and-non-group-coverages/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 20:30:54 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Care Legislation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=2116</guid>
		<description><![CDATA[A problem that rarely came up before is arising now. Until recently, very few cases involved a person with both group and non-group (also known as individual or family) health coverage. Indeed modern courts rarely had a chance to consider the problem of how to coordinate such coverage. To a large degree that’s because practically [...]]]></description>
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		<title>Group Plans Should Prepare To Coordinate With Non-Groups</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/group-plans-should-prepare-to-coordinate-with-non-groups/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/group-plans-should-prepare-to-coordinate-with-non-groups/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 20:01:59 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Care Legislation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=2114</guid>
		<description><![CDATA[A problem that rarely came up before is arising now. Until recently, few cases involved coordinating health benefits for people who have both group and non-group coverage. However, because health reform will almost certainly result in more people being covered by non-group policies, plan sponsors should get a better understanding of the issue. The same [...]]]></description>
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		<title>Secondary Payor Requirements May Impact Settlements</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/secondary-payor-requirements-may-impact-settlements/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/secondary-payor-requirements-may-impact-settlements/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 14:25:40 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Subrogation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=2097</guid>
		<description><![CDATA[In the waning days of 2007, with the cost of health care continually escalating and with more and more of the costs being borne by the United States Government, Congress passed and President Bush signed into law the Medicare, Medicaid and SCHIP Extension Act of 2007 (MMSEA). With the stroke of his pen, the President [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>COBRA subsidy extension complicates benefits admin</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/cobra-subsidy-extension-complicates-benefits-admin/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/cobra-subsidy-extension-complicates-benefits-admin/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 19:29:24 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Care Legislation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=1962</guid>
		<description><![CDATA[Jerry Geisel WASHINGTON—Eleventh-hour congressional action extending a COBRA premium subsidy law assures continuation of the subsidy for millions of laid-off workers and their families, but also more work for employers. Ending weeks of uncertainty, Congress gave final approval and President Obama signed into law late last month a Department of Defense spending bill that includes [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>From COBRA to GINA, challenges abound</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/from-cobra-to-gina-challenges-abound/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/from-cobra-to-gina-challenges-abound/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 19:28:44 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Care Legislation]]></category>
		<category><![CDATA[Mental Health Parity]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=1895</guid>
		<description><![CDATA[Joanne Wojcik For many benefit managers, the economic downturn resulted in a domino effect of events this year. Perhaps the single biggest benefits event came early, when Congress enacted the American Recovery and Reinvestment Act of 2009, which provided a 65% subsidy to laid-off workers who purchased COBRA coverage from their employers. Then in March, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Plan credits healthy habits</title>
		<link>http://www.passionforsubro.com/coordination-of-benefits/plan-credits-healthy-habits/</link>
		<comments>http://www.passionforsubro.com/coordination-of-benefits/plan-credits-healthy-habits/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 19:14:41 +0000</pubDate>
		<dc:creator>Adam V. Russo</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Coordination of Benefits]]></category>
		<category><![CDATA[Health Care Legislation]]></category>

		<guid isPermaLink="false">http://www.passionforsubro.com/?p=1790</guid>
		<description><![CDATA[Employer cuts costs by allowing workers to &#8216;earn&#8217; lower rates Joanne Wojcik PHOENIX—Safeway Inc. has reduced its health care cost increases by more than $150 million since 2005 using an approach that closely resembles how auto insurers rate drivers. Under Safeway&#8217;s Healthy Measures program, employees “earn” the lower rates for health care coverage—up to 20% [...]]]></description>
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