Phia Group Russo & Minchoff

Survey shows California healthcare costs rising, benefits shrinking

cmonfils | January 12, 2012

Reporting from Sacramento— Fewer California companies offered their workers health insurance last year, and the ones that did charged employees more for their coverage.

That’s among the findings of an annual California Employer Health Benefits Survey released Wednesday by the California HealthCare Foundation, a research and grant-making nonprofit organization.

http://www.latimes.com/health/healthcare/la-fi-california-health-care-costs-20120105,0,3760812.story

Double the impact of your wellness program (without adding cost)

cmonfils | January 12, 2012

While the vast majority of companies in the United States are now offering wellness programs, most would admit their program is far from perfect. Figuring out how to squeeze the highest impact out of what seems like an ever-shrinking budget is one of the biggest struggles a benefit administrator will run into when putting together a wellness program. While most behavior change or “intervention” programs available in the wellness world are focused on a single issue, we may have found the one focus that can impact multiple health risks and make your dollar go the furthest.

Wellness program approved despite concerns

cmonfils | January 12, 2012

An Oregon labor relations board has sided with the state regarding a controversial state workers wellness program, ruling that the measure is not subject to union negotiations.

The Employment Relations Board decided on a 2 to 1 vote that the state did not have to negotiate with the Association of Oregon Corrections Employees over the implementation of the Health Engagement Model as part of this year’s health plan for state workers.

Five health reform dates to watch in 2012

cmonfils | January 12, 2012

Health reform had a big year in 2010, when it passed Congress and a slew of consumer-friendly provisions came online. And it’ll have another big year in 2014. That’s when the individual mandate kicks in, pre-existing conditions end and Medicaid expands to cover 16 million more Americans. But 2012 won’t be all quiet on the health-care front: The Obama administration is laying a policy foundation for 2014, while health reform opponents try to stop the law altogether. Here are five key dates to mark on your health reform calendar (you do have one of those, don’t you?):

Health Reform Reporting Rule Clarified

cmonfils | January 12, 2012

WASHINGTON—Internal Revenue Service guidance released last week resolves additional questions employers have raised about a health care reform law requirement that they report the cost of health care coverage on employees’ W-2 wage and income statements.

Under the requirement, health care cost information must be reported on 2012 W-2s, which will be issued in 2013. Under previous IRS guidance, smaller employers—those that distribute fewer than 250 W-2s in 2011—are exempt from this requirement until at least 2014 and possibly longer.

http://www.businessinsurance.com/article/20120108/NEWS03/301089986#crit=Health

IF Technologies Reveals Disparities in Healthcare Costs In US Cities Showing A Consistent 400% Plus Variance For the Same Procedure From Its Internal Analytics of HealtheReports

cmonfils | January 12, 2012

Healthcare Transparency Through HealtheReports Reveals Significant Savings Opportunities, Reducing Costs for Insurers, Preferred Provider Organizations, Self-Insured Employers and Their Members

(Lexington, KY)—Jan. 11, 2012—According to internal analytics for the year 2011, IF Technologies has determined that a consistent 400% or more price variance is typical amongst network providers for top routine surgical procedures across the US.

http://www.thinkift.com/News/2012_0109.aspx

Understanding Self-Insured Group Health Plans

cmonfils | January 12, 2012

Published by the Self-Insurance Educational Foundation, Inc. in cooperation with the Self-Insurance Institute of America, Inc.

Manage your Health Plan as you would manage your business. An introduction to self-funding.

“Become part of the Health Care solution!”

If there were a proven method to managing your health plan costs that over 57% of employees in the U.S. were utilizing today, would you be interested? Well there is a proven method, and it is called self-funding. (more…)