Phia Group Russo & Minchoff

From the Bench — The Fate of the PPACA Lies in the Hands of the Judiciary

cmonfils | February 23, 2011

The Self-Insurer            Volume 30                  February 2011

By: Michael Friedman & John Eggertsen

With the onset of the new Congress, and the Republicans pressing to repeal the Patient Protection and Affordable Care Act (“PPACA”), an effort which most pundits –whether they applaud or deplore it—agree is not likely to succeed, the fate of the PPACA may well lie in the hands of the judiciary. (more…)

Repealing U.S. Health Care Law Would Cost $210B: CBO

cmonfils | February 23, 2011

www.businessinsurance.com

Posted On: Feb. 18, 2011

WASHINGTON (Reuters)—Repealing the U.S. health care law enacted last year would add $210 billion to the nation’s deficit over the next decade, congressional auditors said Friday.

The Congressional Budget Office said enactment of a House of Representatives measure last month to scrap the health care overhaul would eliminate a number of provisions aimed at reducing federal health care costs as well as strip out new revenue-creating taxes and fees. (more…)

NASP Amicus Committee Update

cmonfils | February 23, 2011

www.subrogation.org

Illinois Senate Bill 0152

The Illinois Senate has again introduced a bill requiring all insurance companies to submit automobile property damage claims (liability and damage issues only) to Inter-Company Arbitration. The parties may agree to use an alternate forum. The bill was introduced on February 8, 2011.

The Amicus Committee will monitor this bill and keep you apprised of the bill’s progress.

Kammy Poff   Amicus Committee Co-Chair

Joe Willis    StateNet Subcommittee Chair

NASP Amicus Committee Update

cmonfils | February 23, 2011

www.subrogation.org

Hawaii Senate Bill 270

Hawaii is again attempting to pass an anti-subrogation bill. Senate Bill 270 relating to medical tort actions has been introduced in the Hawaii Legislature by Senator Sam Slom. (more…)

NASP Amicus Committee Update

cmonfils | February 23, 2011

www.subrogation.org

South Dakota House Bill 1184

The South Dakota Legislature has once again introduced an anti-subrogation bill. The language in this year’s bill is almost identical to the language we saw in 2010. The bill states: (more…)

Why Self-Insured Health Care Plans Will Not Contribute to Adverse Selection Under PPACA

cmonfils | February 23, 2011

www.myhealthguide.com

MyHealthGuide  Source: Self-Insurance Institute of America, Inc. (SIIA) White Paper, 2/2011, www.siia.org

For the past 30 years, employers of all sizes have historically chosen to self-insure the health benefits plans they offer to their employees. Some observers have raised concerns that the continued expansion of employers who self-insure might impact negatively on state health insurance exchanges to be established under the Patient Protection and Affordable Care Act (PPACA) intended to provide coverage to individuals and small employers. (more…)

Student Health Plans Won’t Escape Reform

cmonfils | February 23, 2011

www.kansascity.com

By STEVE ROSEN     The Kansas City Star

When Congress passed landmark health care reform last year, at least one coverage plan was left out of the law — insurance programs geared solely to college students.

Now the federal government seems intent on plugging that hole. (more…)

The Future of Health Care???

cmonfils | February 18, 2011

www.boston.com

Patrick proposes health fee overhaul

Seeks power to examine insurer contracts as part of shift to budgeted care

By Liz Kowalczyk Globe Staff / February 17, 2011

Governor Deval Patrick plans to file long-awaited legislation today that would give him authority to scrutinize the fees paid to hospitals and doctors, part of a proposal to transform how providers are compensated and to curb rising health care costs, according to high-level administration officials. (more…)

Show Me The Money — Politics and the Self-Insurance/ART Industry

cmonfils | February 18, 2011

www.self-insuranceworld.blogspot.com

February 9, 2011

The self-insurance/alternative industry is a major force in the U.S. economy, but it is largely invisible to most members of Congress. It is similarly cloaked at the state level.

So why the disconnect? Follow the money trail, or should I say the absence of such a trail.

While it’s rare these days that political contributions can explicitly “buy votes,” the reality is that financial support normally does get you access to politicians, which allows interest groups to deliver their messages in an unfiltered way. (more…)

Claims Appeals – The New Order Of Affairs For ERISA Plans (Part II)

cmonfils | February 18, 2011

www.healthplanlaw.com

February 15, 2011 • Roy Harmon III

Following up on an earlier post, the new claims appeals and review rules present some opportunities to claimants and concomitant risks to plans. PHS incorporate the existing claims regulation DOL Reg. Sec. 2560.503-1 into an augmented claims procedure for internal appeals. PHS Act § 2719 provides that plans and issuers must initially incorporate the internal claims and appeals processes set forth in 29 CFR 2560.503-1 and update these processes as required by the DOL. (more…)

Bill Outlines Governor’s Health Care Path

cmonfils | February 18, 2011

www.burlingtonfreepress.com

By Nancy Remsen, Free Press Staff • Tuesday, February 8, 2011

MONTPELIER — The woman who Gov. Peter Shumlin hired to guide his health reform effort presented lawmakers Tuesday with the administration’s roadmap — an 80-page bill — leading to a consolidated, publicly financed system that would provide medical coverage to all Vermonters.

“We don’t think we have all the answers, but we think we are putting in front of you a solid proposal for moving forward with major, meaningful health reform,” Anya Rader Wallack, Shumlin’s special assistant on health reform, told members of House Health Care and Senate Health and Welfare committees. “We know you will find ways to change and improve it.” (more…)

Health Care and the Supreme Court: It’s All in the Timing

cmonfils | February 18, 2011

www.wsj.com

February 9, 2011

President Barack Obama’s health care overhaul is headed for a showdown in the Supreme Court, and the timing – still undetermined – could be everything.

If the high court doesn’t rule on the law’s constitutionality by the time voters go to the polls in 2012, the law will almost certainly be campaign fodder again, as it was in 2010.

Republicans mostly want the Supreme Court to get and decide the case quickly. They like the high court’s current composition and want those nine justices to weigh in on the issue before any change to the panel might occur. (more…)

Vermont Gov. Proposes Single-Payer Health Plan

cmonfils | February 18, 2011

www.kaiserhelathnews.org

By Aimee Miles Feb 08, 2011

Vermont Gov. Peter Shumlin, who was elected last November after promising to reform health care in the state, unveiled a bill Tuesday that would abolish most forms of private health insurance and move state residents into a publicly funded insurance pool.

His much anticipated proposal lays out a strategy that leaves a number of key details—including how to pay for the system—open for debate. (more…)

Many Employers Waiting for Full Skinny on HCR before Deciding Benefits Package

cmonfils | February 18, 2011

www.plansponsor.com

February 8, 2011 (PLANSPONSOR.com) – Fifty-one percent of HR managers in a recent poll said they will keep their employee health coverage offerings.

However, according to an article on the Society for Human Resource Management’s (SHRM) Web site about its poll, 48% of respondents indicated they are awaiting regulatory guidance or information on the health care reform law before deciding on their benefits packages. (more…)

New Rule Ensures Students Get Health Insurance Protections of the Affordable Care Act

cmonfils | February 10, 2011

www.hhs.gov

News Release

Wednesday, February 9, 2011           Contact: HHS Press Office (202) 690-6343

A new proposed regulation announced today by the Department of Health and Human Services (HHS) would ensure students enrolled in health insurance coverage through their college or university benefit from critical consumer protections created by the Affordable Care Act. Students enrolled in college plans would have the freedom from worrying about losing their insurance, or having it capped unexpectedly if they are in an accident or become sick.

“Thanks to the Affordable Care Act, college students will have more control over their health care,” said Secretary Sebelius. “This rule would ensure that these plans remain a viable, affordable option for students while guaranteeing that they are regulated consistently and offer transparent benefits to students.” (more…)